Terms & Conditions

Trading In Color & Black Girls Trade Too LLC. Terms and Conditions

Please read these Terms and Conditions ("Agreement") carefully before using the Trading In Color platform ("the Platform"). This Agreement sets forth the legally binding terms and conditions for your use of the Platform and any services provided therein.

Introduction

Trading In Color operates as an online educational platform that teaches financial market strategies. By accessing or using the Platform, you agree to comply with and be bound by this Agreement. If you do not agree to these terms and conditions, you must not access or use the Platform.

2. Investment Disclaimer

2.1. The information provided on the Trading In Color platform, including but not limited to articles, videos, webinars, and any other materials, is intended for informational and educational purposes only. It is not personalized investment advice, and Trading In Color does not provide specific trading or investment recommendations.

2.2. The information provided by Trading In Color is based on the analysis, research, and opinions of the Company's contributors and experts. However, the Company makes no representations or warranties, either express or implied, regarding the accuracy, completeness, or reliability of the information presented. The content may contain errors, inaccuracies, or outdated information, and the Company disclaims any liability for any such errors or omissions.

2.3. Investing in financial markets, securities, or other investment instruments involves risks, and past performance is not indicative of future results. The content provided does not take into account your individual financial situation, investment goals, risk tolerance, or any other personal factors. Therefore, it is crucial to consider your own circumstances and seek professional advice before making any investment decisions.

2.4. Any examples, case studies, or hypothetical situations provided on the Trading In Color platform are for illustrative purposes only and should not be considered as guarantees of future performance or investment success. The outcome of investments will vary depending on various factors, including market conditions, economic trends, and individual investor decisions.

2.5. Trading In Color does not endorse or recommend any specific investment products, services, or strategies mentioned on the platform. The mention of any particular investment option should not be construed as a solicitation, offer, or recommendation to buy or sell securities or engage in any investment activity.

2.6. By accessing or using the Trading In Color platform, you acknowledge and agree that you are solely responsible for any investment decisions you make. You further acknowledge and agree to hold Trading In Color harmless from any losses, damages, or liabilities resulting from your reliance on the information provided.

3. User Accounts

3.1. Users will be provided with an account to access certain features and services of the Platform. It is the user's responsibility to keep their account credentials confidential and not share them with any third party. Users are limited to one (1) IP address. If Trading In Color determines a user's IP address is outside of that limitation and is different from the one used to register initially, their access will be immediately terminated.

3.2. Access to products and services within the user account is contingent upon the user being current on their payments. Failure to make timely payments may result in the suspension or termination of access.

3.3. Users will have access to the material for an additional 6 months IF the course is completed within the 8 weeks time frame, (i.e. within the assigned start date to the assigned finish date). Lifetime access is for SRT-Lite /Self Pace ONLY and is a paid feature if they purchase the upgrade for the Lifetime access at checkout on the date of purchase.

3.4 If the mentee in the program "SRT-Lite" finishes before 90 days, they MUST pass the Final Assessment with an 80% or higher or wait for the 90 day maturity date to exercise guarantee.

* Please note completion of the course is determined by fully doing the actions set forth in the course*

4. Payment Terms

4.1. Trading In Color offers paid products and services. The pricing, payment methods accepted, and any applicable refund or cancellation policies are as follows:

All payments are accepted, except American Express or paper check.

Payments are NON-refundable unless specified in the guarantee agreement conditions.

For the 3-pay option, it constitutes an installment agreement with re-occurring payments.

Late payments will incur a 15% late fee if not received within 24 hours of the payment due date.

Access to the Platform will be suspended until payment has been received in full.

Payments will re-occur every 3 weeks from initial 1st payment received unless otherwise stated in addendum agreements.

5. "Get Funded" Agreement

5.1. Clients are required to adhere to the following obligations:

Complete the program in its entirety.

Attend at least 80% of group coaching calls if applicable to the program.

Attend 100% of Private Sessions with mentor (if applicable)

Receive a minimum of 60% on assessment FINAL

5.2 An expert will perform 3 attempts. If all attempts are failed to pass the challenge, a refund of $150-$250 will be given depending on the program the mentee is enrolled in.

5.3 Journey to Wealth get funded guarantee purchase is subjected to the terms and conditions of them as a 3rd party. All refunds must be processed through this company.

Please Note: The Get Funded offer is a partnership and is owned and operated by Journey to Wealth. Trading In Color does not hold any responsibilities regarding the results of the program.

6. Monthly Payment and Adjustment Clause

6.1 By enrolling in the trading mentorship services provided by Trading In Color, the student agrees to make monthly payments for the selected service or package. The monthly fee for the chosen service will be automatically charged to the payment method on file on a recurring basis.

6.2 Payees will be automatically billed the monthly fee for their selected trading mentorship service on the same date each month, starting from the initial enrollment date. The payment will continue to be automatically deducted until the completion of the specified duration of the course.

6.3 If a student wishes to adjust their chosen service or package, they must notify Trading In Color at least 1 week in advance. Adjustments can include upgrading to a higher-tier service or downgrading to a lower-tier service. Adjustments are subject to availability and approval by Trading In Color.

6.4 Adjustments to the selected service or package will not be processed mid-month. The student must complete the current billing cycle with the existing service or package before any adjustments take effect. This policy ensures the continuity and integrity of the mentorship program for all participants.

6.5 Students are committed to completing the entire duration of the chosen course. No refunds or adjustments will be provided for unused portions of the course. Completion of the course cycle is mandatory, and the students are responsible for engaging in the mentorship program throughout the entire duration.

6.6 All payments made towards the trading mentorship services are non-refundable. This includes the initial enrollment fee and all subsequent monthly charges. Regardless of participation, progress, or course completion, payments are considered final and non-refundable.

6.7 In regards to the package 'Stop Resisting and Trade Your Way-Lite' mentees will be granted a total of 6 months of access given that the course is completed within 90 days from the start date. Otherwise, access will be terminated after105 days from the start date.

6.8 In regards to the package 'Stop Resisting and Trade Your Way' mentees will be granted a lifetime of access given that the course is completed within 90 days from the start date. Otherwise, access will be terminated after120 days from the start date.

6.9 Trading In Color reserves the right to terminate a student’s participation in the mentorship program for violation of terms, unethical behavior, or any action deemed detrimental to the learning environment. In such cases, the student will not be entitled to any refunds or adjustments.

6.10 By enrolling in the trading mentorship services provided by Trading In Color, students acknowledge that they have read, understood, and agreed to the terms outlined in this Monthly Payment and Adjustment Clause. It is the student's responsibility to ensure that their payment information is accurate and up to date at all times.

7. User Conduct

7.1. Users of the Platform must act with integrity and respect towards others in the community.

7.2. Users are prohibited from downloading, redistributing, or sharing login credentials outside of the paying party they have been issued to.

8. Privacy and Personal Information

8.1. Trading In Color collects personal information, including names, email addresses, and addresses. This information is used for promotional purposes, updates, and mailers. The company does not share this information outside of the intended use of the company, except as required by law.

9 Intellectual Property

9.1. Trading In Color retains full rights to all content, including video footage, digital downloads, and transcripts, except for content sourced from Google Images.

9.2. The course materials provided are solely intended for the paying party's personal use during the specified period. No part of the content may be shared, reproduced, distributed, or otherwise made available to any third party without explicit written consent from Trading In Color. Any unauthorized distribution or sharing of course materials is strictly prohibited and may result in immediate termination of access without refund, as well as potential legal action.

10. Dispute Resolution

10.1. Users with questions, concerns, customer service issues, or disputes may contact Trading In Color via email. The company will make efforts to respond within 24-48 hours, depending on the urgency of the matter and the need for further investigation. Disputes can be handled via email within 14 days of the occurrence in question.

11. Legal Actions

11.1. Trading In Color reserves the right to seek legal action against any party that does not adhere to the privacy of its intellectual property throughout the program.

12. Governing Law and Jurisdiction

12.1. This Agreement shall be governed by and construed in accordance with the laws of [Jurisdiction]. Any legal actions or proceedings arising out of or relating to this Agreement shall be submitted to the exclusive jurisdiction of the courts of [Jurisdiction].

13. Changes to the Agreement

13.1. Trading In Color reserves the right to modify or amend this Agreement at any time. Users will be notified of any material changes to the Agreement. Continued use of the Platform after such modifications shall constitute acceptance of the revised Agreement.

14. Lifetime Access Offer

14.1 These Terms and Conditions govern the provision of lifetime access to the course Stop Resisting & Trade Alumni (referred to as "the Course") offered by Trading In Color. By accessing and using the Course, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not access or use the Course.

14.2 Eligibility: Lifetime access to the Course may be offered to certain users based on specific criteria determined by Trading In Color. Eligibility criteria may include, but are not limited to, successful completion of an assessment, meeting specified course prerequisites, or participating in a promotional campaign.

14.3 Exclusivity: Lifetime access to the Course is exclusive and cannot be combined with other offers, promotions, or discounts unless explicitly stated in a new and separate offer by Trading In Color.

14.4 Course Modifications: Trading In Color reserves the right to update, modify, or discontinue the Course or any part of it at any time without prior notice. Users with lifetime access will continue to have access to the Course, subject to the terms of these Terms and Conditions.

14.5 User Obligations: Users granted lifetime access are expected to adhere to the Trading In Color Code of Conduct and any other guidelines provided by Trading In Color during their use of the Course.

14.6 Termination: Trading in Color reserves the right to, at its sole discretion, remove any participant from the community for violations including, but not limited to, disrespect towards the community, other participants, or the mentors.